Terms of Service

Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Linedot ("we," "our," or "us") governing your access to and use of our AI-powered platform and services (collectively, the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access or use the Service.

Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that:

• You are at least 18 years of age
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• All information you provide is accurate and current

Description of Service

Linedot provides an AI-powered platform designed for investment banking, private equity, and corporate finance professionals to manage deal documents and automate report generation. Our Service includes:

• Search across deal documents including PDFs, Excel models, CIMs, financial statements, and other deal-related materials
• AI-powered report and presentation generation that learns from your existing templates and formats
• Full traceability with every number linking back to source documents, pages, and cells
• Integration with third-party document storage and collaboration services
• API access for programmatic access to our services (for applicable plans)

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice.

User Accounts

Account Creation

To access certain features of the Service, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your account information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

Account Termination

You may terminate your account at any time. We reserve the right to suspend or terminate your account if you violate these Terms or engage in any fraudulent, abusive, or illegal activity.

Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws, regulations, or third-party rights, including but not limited to securities laws, data protection laws, intellectual property laws, and confidentiality obligations
• Upload, transmit, or distribute malicious code, viruses, or harmful software
• Attempt to gain unauthorized access to our systems, other users' accounts, or any data stored on our platform
• Interfere with or disrupt the Service or servers connected to the Service
• Use the Service to generate content that is illegal, harmful, defamatory, or violates others' rights
• Reverse engineer, decompile, disassemble, or attempt to extract the source code, algorithms, or underlying technology of the Service
• Scrape, crawl, or use automated systems (bots, scrapers, scripts) to extract, collect, or harvest data from the Service, including but not limited to user content, document content, API responses, or any other information accessible through the Service
• Use the Service or any data obtained from the Service to train, develop, or improve any artificial intelligence models, machine learning systems, or similar technologies, whether for commercial or non-commercial purposes
• Reproduce, copy, or redistribute any content, data, or information obtained from the Service for purposes other than your own internal business use
• Impersonate any person or entity or misrepresent your affiliation
• Collect or harvest information about other users
• Use the Service for any commercial purpose not authorized by us, including reselling access to the Service or creating derivative services
• Violate any confidentiality agreements or non-disclosure obligations related to deal documents or sensitive financial information

Prohibited Data Use: You expressly agree that you will not, and will not permit any third party to, use any data, content, or information obtained from or through the Service (including but not limited to documents, search results, generated reports, API responses, or any other output) for training, fine-tuning, or improving any AI or machine learning models, or for any purpose other than your own internal business use in connection with the Service.

User Content

Content Ownership

You retain ownership of all content you upload, create, or submit through the Service ("User Content"), including deal documents, financial models, presentations, and other materials. By submitting User Content, you grant us a limited, worldwide, non-exclusive, royalty-free license to use, store, process, and display your User Content solely for the purpose of providing the Service to you. This license does not include the right to use your User Content for training AI models or for any purpose other than providing the Service.

No AI Training: We will not use your User Content to train, fine-tune, or improve any artificial intelligence models, machine learning systems, or similar technologies. Your documents and data are processed solely for the purpose of providing search, retrieval, and report generation services to you, and are not used for model training or development.

Content Responsibility

You are solely responsible for your User Content. You represent and warrant that:

• You have all necessary rights to submit the User Content
• Your User Content does not infringe any third-party rights
• Your User Content complies with all applicable laws
• Your User Content does not contain confidential information you are not authorized to share

Content Removal

We reserve the right to remove any User Content that violates these Terms or is otherwise objectionable, in our sole discretion. We are not obligated to monitor User Content but may do so.

Intellectual Property Rights

The Service, including its original content, features, functionality, design, and software, is owned by Linedot and protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of the Service or included software, nor may you reverse engineer or attempt to extract the source code of that software, except as expressly permitted by these Terms or applicable law.

Payment Terms

Subscription Fees

Certain features of the Service may require payment of fees. By subscribing to a paid plan, you agree to pay all fees associated with your subscription.

Billing

• Fees are billed in advance on a recurring basis (monthly or annually)
• All fees are non-refundable except as required by law or as explicitly stated
• We reserve the right to change our pricing with 30 days' notice
• You are responsible for providing accurate billing information
• Failure to pay may result in suspension or termination of your account

Refunds

Refunds are provided at our sole discretion, except where required by applicable law. If you cancel your subscription, you will continue to have access until the end of your billing period.

AI-Generated Content

Our Service uses artificial intelligence to generate content, search documents, and create reports. You acknowledge that:

• AI-generated content may contain errors or inaccuracies
• You are responsible for reviewing and verifying all AI-generated content before use
• We do not guarantee the accuracy, completeness, or suitability of AI-generated content
• You should not rely solely on AI-generated content for critical business or investment decisions
• We are not liable for any consequences resulting from your use of AI-generated content
• AI-generated reports and presentations should be reviewed for compliance with applicable securities laws and regulations

Prohibited Data Use and Scraping

Strict Prohibition on Data Scraping: You are expressly prohibited from scraping, crawling, harvesting, or using any automated means to extract, collect, or access any data from the Service, including but not limited to:

• User content, documents, or files stored on the Service
• Search results, query responses, or API outputs
• Generated reports, presentations, or other content
• User account information, metadata, or usage data
• Any other data accessible through the Service, whether through the web interface, API, or any other means

Prohibition on AI Training Use

You expressly agree that you will not, and will not permit any third party to:

• Use any data, content, or information obtained from or through the Service (including documents, search results, generated reports, API responses, or any other output) to train, fine-tune, develop, or improve any artificial intelligence models, machine learning systems, neural networks, or similar technologies
• Use any data from the Service to create datasets for AI or machine learning purposes
• Reproduce, copy, or redistribute any content from the Service for purposes other than your own internal business use in connection with the Service
• Create derivative works or services based on the Service or any data obtained therefrom

Violation of this section constitutes a material breach of these Terms and may result in immediate termination of your account, legal action, and claims for damages. We reserve the right to monitor for violations and take appropriate enforcement action.

Third-Party Services

The Service may integrate with or link to third-party services, websites, or applications. We are not responsible for the content, privacy practices, or terms of service of third-party services. Your use of third-party services is subject to their respective terms and conditions.

We do not endorse or assume responsibility for any third-party services, and your interactions with third parties are solely between you and the third party.

Cookies and Tracking Technologies

We use a limited number of "strictly necessary" cookies to ensure our website functions correctly. These are essential for:

• Authentication: Keeping you logged in (provided by Supabase).
• Security: Protecting against Cross-Site Request Forgery (CSRF).

We do not use cookies for advertising, re-targeting, or third-party tracking. Because we only use essential cookies, we do not require a cookie consent banner.

Statement of Non-Applicability: Cookie Consent

Linedot Inc uses only Strictly Necessary Cookies required for the proper functioning of the application (e.g., authentication tokens via Supabase and security session identifiers). We do not deploy advertising, tracking, or third-party analytics cookies.

In accordance with the ePrivacy Directive (Art. 5(3)) and GDPR, prior consent (a banner) is not required for strictly necessary cookies. Therefore, a cookie banner is not implemented.

Data Processing Agreement

Roles and Definitions

This Data Processing Agreement ("DPA") forms part of these Terms and governs the processing of personal data by Linedot on your behalf. For the purposes of applicable data protection laws, including the General Data Protection Regulation (GDPR), you are the "Data Controller" and Linedot is the "Data Processor" with respect to personal data contained in your User Content.

Definitions: "Personal Data" means any information relating to an identified or identifiable natural person. "Processing" means any operation performed on Personal Data, including collection, storage, use, disclosure, and deletion.

Scope: This DPA addresses data protection and privacy obligations. It does not constitute a security certification or audit report (such as SOC 2 Type 2). Linedot implements security measures appropriate for our size and resources, and we rely on established cloud infrastructure providers that maintain industry-standard security certifications.

Scope and Purpose of Processing

Linedot will process Personal Data solely for the purpose of providing the Service to you, including:

• Storing and organizing your documents and User Content
• Enabling search functionality across your documents
• Generating reports and presentations based on your content
• Providing AI-powered document analysis and extraction
• Managing your account and authentication
• Providing customer support and technical assistance

Linedot will process Personal Data only in accordance with your documented instructions as set forth in these Terms and your use of the Service, except where required by applicable law.

Data Controller Obligations

As the Data Controller, you are responsible for:

• Ensuring you have the legal basis and authority to process Personal Data and to authorize Linedot to process such data
• Obtaining all necessary consents and providing all required notices to data subjects
• Ensuring the accuracy and lawfulness of Personal Data you provide to us
• Complying with all applicable data protection laws and regulations
• Responding to data subject requests and inquiries regarding their Personal Data
• Notifying Linedot of any restrictions or instructions regarding the processing of Personal Data

Data Processor Obligations

Linedot, as the Data Processor, agrees to:

• Process Personal Data only in accordance with your documented instructions and these Terms
• Implement and maintain appropriate technical and organizational measures to protect Personal Data against unauthorized access, loss, destruction, or alteration, taking into account the state of the art, the costs of implementation, and the nature, scope, context, and purposes of processing
• Ensure that persons authorized to process Personal Data are bound by confidentiality obligations
• Not engage another processor (sub-processor) without your prior written consent or as permitted by these Terms
• Provide reasonable assistance in responding to data subject requests, including requests for access, rectification, erasure, and data portability, to the extent such assistance is reasonably necessary and feasible
• Notify you without undue delay after becoming aware of a Personal Data breach
• Return or delete all Personal Data upon termination of the Service, unless retention is required by law

Scope of Assistance: Linedot will provide reasonable assistance to help you comply with your data protection obligations, taking into account the nature of processing and the information available to us. However, you remain primarily responsible for compliance with data protection laws applicable to you as the Data Controller.

Security Measures

Linedot implements and maintains appropriate technical and organizational security measures designed to protect Personal Data, taking into account the state of the art, the costs of implementation, and the nature, scope, context, and purposes of processing. Our security measures include:

• Encryption of data in transit using TLS/SSL protocols
• Encryption of data at rest where technically feasible
• Access controls and authentication mechanisms, including multi-factor authentication where available
• Security monitoring and incident response procedures
• Regular backups and disaster recovery procedures
• Physical security measures provided by our cloud infrastructure providers
• Confidentiality obligations for personnel with access to Personal Data

Note: Linedot relies on established cloud infrastructure providers (such as Supabase and other cloud hosting services) for physical security, infrastructure security, and many technical security measures. These providers maintain industry-standard security certifications and compliance programs.

Sub-Processors

Linedot may engage sub-processors to assist in providing the Service. We use sub-processors for:

• Cloud hosting and infrastructure services (e.g., cloud providers)
• Authentication and database services (e.g., Supabase)
• AI model providers for document processing (e.g., OpenAI, Anthropic) - these providers are contractually obligated to maintain confidentiality and not use your data for training
• Payment processing services (e.g., Stripe)

All sub-processors are contractually bound to maintain the same level of data protection as required under this DPA. We remain responsible for the performance of our sub-processors. If we add new sub-processors that process Personal Data, we will update our Privacy Policy and notify you of material changes.

Data Subject Rights

Linedot will assist you in responding to requests from data subjects to exercise their rights under applicable data protection laws, including:

• Right of access to Personal Data
• Right to rectification of inaccurate Personal Data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing

You are responsible for responding to data subject requests. Linedot will provide reasonable assistance, including by providing access to Personal Data stored in your account or deleting Personal Data as requested, subject to our legal obligations and the terms of these Terms.

Data Breach Notification

In the event of a Personal Data breach affecting your data, Linedot will notify you without undue delay after becoming aware of the breach. The notification will include:

• A description of the nature of the breach
• The categories and approximate number of data subjects and Personal Data records affected
• The likely consequences of the breach
• The measures taken or proposed to address the breach and mitigate its effects

You are responsible for notifying relevant supervisory authorities and data subjects as required by applicable law.

International Data Transfers

Personal Data may be transferred to and processed in countries outside the European Economic Area (EEA) or your jurisdiction. Linedot will ensure that such transfers comply with applicable data protection laws by implementing appropriate safeguards, including:

• Standard Contractual Clauses approved by the European Commission, where applicable
• Other legally recognized transfer mechanisms, such as adequacy decisions or certification schemes
• Ensuring sub-processors maintain equivalent data protection standards through contractual obligations

Sub-Processor Transfers: Many of our sub-processors (such as cloud hosting providers) maintain their own data transfer mechanisms and certifications. We rely on these providers' compliance programs and contractual commitments to ensure adequate protection for international transfers.

Data Retention and Deletion

Linedot will retain Personal Data only for as long as necessary to provide the Service or as required by applicable law. Upon termination of your account or upon your request, Linedot will:

• Delete or return all Personal Data to you within 90 days, unless retention is required by law
• Delete existing copies of Personal Data unless storage is required by applicable law
• Provide you with a copy of your Personal Data in a machine-readable format upon request

Audit Rights and Compliance Information

Upon your written request and with reasonable advance notice, Linedot will make available to you information reasonably necessary to demonstrate compliance with this DPA, including:

• High-level descriptions of security measures and procedures
• Information about sub-processors and their data protection practices (as available)
• Certifications or audit reports from our cloud infrastructure providers, where available

Audit Limitations: Given Linedot's size and resources, direct on-site audits may not be feasible. Instead, Linedot will provide available documentation and certifications from our service providers. If you require a more extensive audit, we will work with you to find a reasonable solution, which may include third-party certifications or reports. Any audit must be conducted during normal business hours, with at least 30 days' advance written notice, and in a manner that does not interfere with Linedot's operations or compromise the security of other customers' data. You are responsible for all costs associated with any audit.

Limitation of Liability

Each party's liability arising out of or related to this DPA, whether in contract, tort, or under any other theory of liability, is subject to the limitations of liability set forth in the "Limitation of Liability" section of these Terms.

Term and Termination

This DPA will remain in effect for as long as Linedot processes Personal Data on your behalf, or until terminated in accordance with these Terms. Upon termination, the provisions of this DPA regarding data deletion, return, and survival of certain obligations will continue to apply.

Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that:

• The Service will be uninterrupted, secure, or error-free
• Defects will be corrected
• The Service is free of viruses or other harmful components
• The results obtained from using the Service will be accurate or reliable

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL LINEDOT, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Service
• Any bugs, viruses, trojan horses, or the like transmitted through the Service
• Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content

Our total liability to you for all claims arising from or related to the Service shall not exceed the amount you paid us in the twelve (12) months preceding the claim, or $100, whichever is greater.

Indemnification

You agree to defend, indemnify, and hold harmless Linedot and its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, demands, liabilities, damages, losses, costs, and expenses, including without limitation reasonable attorneys' fees and legal costs, arising out of or in any way connected with:

• Your access to or use of the Service
• Your violation of these Terms or any applicable law or regulation
• Your violation of any third-party right, including without limitation any intellectual property right, privacy right, confidentiality right, or contractual right
• Your User Content, including any claims that your User Content infringes, misappropriates, or violates any third-party rights
• Your use of the Service in violation of any confidentiality agreements, non-disclosure obligations, or securities laws
• Any unauthorized access to or use of the Service through your account or credentials
• Your use of data or content obtained from the Service in violation of these Terms, including but not limited to scraping, unauthorized data collection, or use for AI training purposes
• Any harm or damage caused by your misuse of the Service or violation of these Terms

This indemnification obligation will survive termination of these Terms and your use of the Service.

Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Service will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Governing Law and Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

Dispute Resolution and Arbitration

Binding Arbitration: Any dispute, controversy, or claim arising out of or relating to these Terms, the Service, or the breach, termination, enforcement, interpretation, or validity thereof, shall be settled by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Location: The arbitration shall be conducted in San Francisco, California, unless both parties agree otherwise in writing.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Exceptions: Notwithstanding the foregoing, either party may bring an action in small claims court or seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property rights or to prevent irreparable harm.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

Your continued use of the Service after any changes constitutes your acceptance of the new Terms. If you do not agree to the new Terms, you must stop using the Service.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Service, constitute the entire agreement between you and Linedot concerning the Service and supersede all prior agreements and understandings.

Contact Us

If you have any questions about these Terms, please contact us: